HDB loans or Banks loans
Which are better for my HDB resale flat?
You need to make sure you meet the eligibility for HDB loans, this is much stricter as compared to acquiring Bank Loans.
You can borrow more from HDB loans compared to a Bank, so you got to do your math n see how much u really need to finance your HDB unit
Go for bank loans w floating rate, and just pray that it would give you lower rates throughout
Flats are good if you buy them, otherwise these costs a lot when got on rent and sometimes even cost more than the hotel rooms. I prefer to stay at Xcaret hotel rather than flats or guesthouses whenever I go to Mexico for work and get them on lower budget using Xcaret Hotel Discount Codes.